Timing is part of the workflow.
The best tax-loss opportunities are not created by a dashboard alone. They depend on scanning consistently, checking for wash-sale conflicts, comparing replacements, and surfacing the result before the team starts its day.
Agents are useful where vigilance matters.
An agent can do the repetitive early work: scan accounts, flag candidate positions, gather policy context, and present a short approval queue. The human reviewer still decides whether the opportunity is real and worth acting on.
Quiet-hour work changes morning capacity.
When the prep is already assembled, the advisor starts with judgment instead of assembly. That changes how many households the team can cover without turning the workday into triage.